Fun — And Not So Fun
RV ownership is a great adventure, and sometimes the unexpected happens.
National President
Gary Milner, F409834
gmilner@fmca.com
The last three months have been busy since I received the honor of becoming FMCA president. In September, Glenda and I traveled to FMCA headquarters in Cincinnati to become familiar with the current activities that needed my attention. We then attended the South Central Area Rally in Shawnee, Oklahoma, and the Eastern Area Rally in Lewisburg, West Virginia.
After leaving West Virginia, we found that we needed new front tires, so we spent the night in a busy truck center to have all the tires replaced. Tires are something that we constantly monitor because they are between you and the road. What we learned from this experience is that large-size tires are hard to find. If you plan on replacing yours, consider ordering in advance.
The holiday season is upon us — a time for reflection on the many blessings we have in this great nation. I would have never dreamed when I was a youth at home in a family of 19 children (16 sisters and 2 brothers) that someday I would be fortunate enough to own an RV and be able to travel to see all that America has to offer. Such a blessing.
I am recovering from a total knee replacement in October. This will not be on my bucket list in the future. You must be extra nice to your partner (nurse) because that person controls the pain medications!
We at FMCA are preparing for the 108th International Convention in Tucson, Arizona, March 20 through 23, 2024. I hope that you are making plans to attend. We have some new seminar offerings, great entertainment, a warm location, and an opportunity for you to spend time with your chapter friends and make new ones. Life is good. I realize that it is a long distance for some of you, but if you explore the West, you soon realize that there is a lot to see and do in Arizona. Hope to see you there.
I hate to tell on myself, but I seem to experience some interesting events even though I have been RVing for over 30 years. Who would have guessed that I would have another incident with the macerator system in my RV? The first experience with a macerator was not pleasant, and it won! While at the Newmar service center in July, I picked up another macerator hose and decided that I would try it again. Glenda tried to talk me out of it — we do have the traditional system — but I was determined to get the hang of this noncomplicated setup. Boy, was I wrong! When you don’t hook up the hoses correctly, then you get leaks. What a mess! Glenda was nowhere to be found. Imagine that!
Remember, it’s all about having fun!
Now For The Rest Of The Story By Glenda Milner
I want to enlighten you about Gary and his obsessions with the macerator. Gary did have an incident with the old macerator hose. It was defective and gave him a bath with the black tank. He then decided to buy another hose. I told him to just use the system that he is accustomed to and not worry about a backup system. Did he listen? Nope. We arrived at our garage in Arkansas, and he proceeded to hook up his new macerator hose. The next morning, we woke up to — well, you can imagine what you’d find if you didn’t hook up the system correctly. It was all over the garage floor and in the plumbing bay of the RV. I quickly had other things to do. After three hours of cleaning and disinfecting the garage, Gary stated that he feels the other system works just fine! You think? Ladies, sometimes you just have to let them learn the hard way! Hehe!
Time For An RV Insurance Checkup?
FMCA members can take advantage of one-stop shopping by obtaining a quote for their RV — and more — from FMCA RV Insurance.
Chief Executive Officer
Chris Smith
csmith@fmca.com
When was the last time you obtained a quote for your RV insurance? This may not be something you look forward to doing, but it can save you money — funds you can use to extend your travels. Plus, periodic reviews of your policy will help to make sure you have the appropriate coverage if something unexpected happens.
The good news is that FMCA members have priority access to the industry’s leading RV insurance experts. Thanks to FMCA RV Insurance, members can select from the industry’s top RV underwriters and receive the best rates.
FMCA RV Insurance is powered by the FMCA Coalition, a group of experts with decades of combined experience in the RV industry. As RV insurance specialists, they know what it takes to maintain and repair RVs and what types of coverage options RV owners need. If you have not obtained a quote on your insurance in a while, now is a wonderful time to do so. This will enable you to make sure you have the right coverage and that your rates are competitive. You can obtain a free, no-obligation quote from multiple companies by visiting www.fmcarvinsurance.com or by calling (877) 589-3599.
Not Just RV Insurance
In addition to RVs, coverage also is available for stationary homes (not available in all states) and automobiles in the United States.
As An FMCA Member, You Qualify For:
A free, no-obligation quote
An FMCA member discount (not available in all states or from all insurance companies)
Coverage options from multiple RV insurance specialty carriers
Annual policy reviews and rate comparisons upon request
Multiple RV and auto package options
Select RV specialty coverages
Frequently Asked Questions
How much does RV insurance cost?
Rates depend on what type of policy you are purchasing (standard or specialty coverage); the model of your RV; and other variables, including your driving record, age, etc. FMCA members have access to the industry’s top underwriters at the best rates and are eligible for an FMCA member discount.
I am a full-time RVer. What type of insurance do I need?
You have unique insurance needs as a full-time RVer. The FMCA RV Insurance experts can help you obtain a policy created especially for full-timers. Contact the team at www.fmcarvinsurance.com or call (877) 589-3599.
I purchased a brand-new RV. What RV insurance do I need?
FMCA RV Insurance can provide eligible FMCA members who purchase new RVs options for multiple total loss replacement methods. An RV insurance policy can be designed to fit your lifestyle.
What is standard RV insurance coverage?
Standard coverage includes the following:
Bodily Injury
Property Damage
Uninsured Motorists
Underinsured Motorists
Personal Injury Protection
Medical Payments
Comprehensive
Collision
What specialty RV insurance coverages are available?
FMCA RV Insurance can assist you with your specialty coverage needs, including:
Total Loss Replacement
Purchase Price Guarantee
Disappearing Deductible
Personal Effects Replacement
Full-Timers Liability
Vacation Liability
Emergency Vacation Expense
Towing and Roadside Labor
Tow Dolly/Tow Bar Coverage
Depreciation Buy Back
Total Loss Awning Replacement
Valuable Personal Property
Adjacent Structures
Golf Carts and Scooters
Glass Coverage
Secured Storage
Mexico Coverage
Consignment Coverage
FMCA members are fortunate to have these RV insurance experts looking out for them. Insuring an RV is more complicated than insuring an auto-mobile, so it is good to have access to these folks as a resource. Take advantage of this opportunity by contacting them for a quote today.
Thank you for your membership and support of FMCA. Stay well and enjoy each day.